This is a motion submitted by my trade union branch to UNISON Greater London Regional Council. Unless we get decent pension provision for all workers, you will indeed have to "work till you drop". UNISON must review and investigate what do do to tackle the future pension poverty of millions of workers.
"Motion 2 Received from the Housing Associations Branch
Future Pension Provision for Public Service Workers not eligible for Defined Benefit Scheme
This Regional Council/ National Delegate Conference recognises the vital importance of “Defined Benefit” (DB) schemes in providing decent pensions for so many public service workers.
However, many millions of public service workers (including hundreds of thousands of UNISON Members) are not eligible to join such schemes and are instead dependent on Defined Contributions (DC) schemes.
Many (not all) of these DC schemes are grossly inadequate, badly run and expensive with little or no involvement by workers in their Capital stewardship.
UNISON has negotiated with employers in these sectors and have successfully brought about a number of relatively high quality DC schemes for members in recent years.
It is likely that in the near future the Government will allow a new type of Pension scheme to operate in the UK. It is called a “Collective Defined Contribution” (CDC) which is a commonplace scheme elsewhere in Europe and in some cases operates with the assistance and direct involvement of trade unions.
The CWU union strongly supports the establishment of a CDC scheme for Royal Mail.
This Regional Council/National Delegate Conferences requests:-
1. The Regional Council officers/NEC to carry out a review to collate information and identify best practice with regard to current pension provision for workers not eligible for DB schemes. This can also be used for collective bargaining purposes
2. Examine our members attitudes to pensions and identify barriers as well as means to encourage improved take up of existing pension provision
3. Evaluate possible alternatives to current pension provision including CDC and Sectorial DB
4. Report back to Regional Council/NDC in 2023 with recommendations.
(If this motion is passed and then selected as a regional motion to NDC then the wording will be changed appropriately)
For consideration as a regional motion to National Delegate Conference 2022