Showing posts with label landlords. Show all posts
Showing posts with label landlords. Show all posts

Wednesday, December 22, 2021

Bad Regulation = Bad Landlords

Hat tip "Nearly Legal" and check out this sobering report on the regulation of private sector renting by the National Audit Office.

There are 4.4 million privately rented "households" in England. Those who have bad experiences of such renting may "find it contributes to serious illness, financial issues or homelessness...The proportion of households in England living in privately rented accommodation has approximately doubled in the past 20 years, and the sector faces several challenges:

On average, private tenants spend more of their income on housing (32%), compared with those living in their own properties (18%) or social housing (27%).

The market is increasingly populated by low-income groups, benefit recipients and families, whose access to other housing options may be limited.

In around 29,000 instances in 2019-20, households were, or were at risk of being, made homeless following an eviction that was not their fault.

Many local authorities face funding pressures, which can constrain their ability to check properties proactively for non-compliance and therefore places greater reliance on tenants being aware of their rights and reporting problems".

As the NAO chart shows (p16) what this means is renters in the private sector can suffer harassment, live in dangerous properties, face financial exploitation, receive poor service, unaffordable rents and be completely insecure. Ironically to use a phrase loved by the Tories about Social Housing it is increasingly the "tenure of the last resort".

While there are many good landlords who offer and maintain quality homes for rent they are often under cut by bad landlords.

What we need is not only greater regulation but for this to result in a shift in the power relationship between landlords and tenants. To do that we also need effective and independent renter unions.


Tuesday, October 06, 2020

"Rogue Landlords: Protecting Tenants, Improving Conditions and Creating a Fair Rental Market"

 

I am speaking at this seminar as the representative of a large landlord who is also a Landlord regulator (Newham Council). Above is a card that our Newham Private Sector landlord licensing team has produced to help vulnerable vulnerable tenants (and give to Police who sometimes are not aware that illegal evictions and harassment is a criminal offence and not a civil dispute). 

Thursday, October 8th 2020

Webinar

Key Speakers Include:
Simon Mullings, Specialist in housing related law, a member of the Justice Alliance and co-chair of the Housing Law Practitioners’ Association
Councillor John Gray, Deputy Mayor (Statutory) and Lead Member on Housing Services
Ben Reeve-Lewis, Author at The Landlord Blog
Ben Beadle, CEO of the National Residential Landlords Association
Ruth Jacob, Senior Policy Officer at Crisis
Caitlin Wilkinson,
Policy and Public Affairs Manager at Generation Rent

Event Details Website Register to Attend

According to the housing charity, Shelter, an estimated 230,000 people face being made homeless when the suspension on evictions is lifted. With a sizeable portion of the workforce either being made unemployed or facing cuts to their working hours due to the pandemic, many simply do not have the ability to pay their rent. Even those who have returned to work, many renters face a sizeable debt that has accumulated during the lockdown as a result of the ‘rent holiday’.

The government has supported both, landlords and tenants, with several schemes to help both parties through the last six months. Renters have received a six-month suspension of evictions and court proceedings, while the notice period for evictions has also been extended to six months to provide further certainty for renters over the winter. As renters have received a ‘rent holiday’, landlords too have received a ‘mortgage holiday’ lightening the financial burden on them as well.

However, a number of leading charities have argued that this support does not equally protect landlords and tenants and, in fact, puts far more financial stress on those renters with already precarious housing security. As a result, it is not only those who have become unemployed during the pandemic, but also those who have fallen behind on their rent due to lower economic activity, that make up a potential “wave of homelessness”.

A group of MPs have urged the government to guarantee all local authorities in England can fund accommodation for the homeless "for at least a year”. Adding to the issue, there has also been anecdotal evidence of ‘revenge evictions’, with a number of renters claiming that following a rent holiday or after asking for a reduction in rate during the pandemic, they are now being targeted for eviction.

On the other hand, organisations like the National Residential Landlords Association have argued that there needs to be a distinction between renters who hadn’t been paying rent before lockdown and those who have fallen into rent arrears during it through no fault of their own. It’s not just the private sector that is at risk, but commercial renters as well. High street retailers have attacked government guidance, designed to help coronavirus-hit businesses, as “miserably inadequate” for not affording them enough protection from landlords. Similarly to the private sector, high street retailers have accumulated debt as a result of the rent holiday, and subsequently face eviction following the lifting of the ban on evictions. High street retailers’ difficulties to repay rent are compounded by consumers increasingly doing their shopping online.

Instead of a rent holiday, charities, think tanks and some MPs have urged the government to cover the rent of those who have accrued debt as a result of economic hardship of the pandemic. This would allow many renters to remain in their properties and restart paying their rent as the economy starts to get moving. A more moderate option, though, would be to offer a government guaranteed loan to cover the rent debt. Such loans would be repaid within six years and they could be paid directly to the landlord to ensure that they’re only used to pay rent. Dealing with debt, often the cause of a landlord’s need to repossess, will remove the eviction threat and sustain tenancies.

Public Policy Exchange’s webinar will bring together landlords, tenant groups, charities, local authorities and other key stakeholders to identify ways to address this complex issue, discuss the potential solutions and develop holistic strategies and polices.

Programme

  • Address ways to help renters who have been recently made unemployed.
  • Identify key gaps in current policies and solutions to fix them.
  • Tackle challenges faced by high street retailers and landlords.
  • Develop viable strategies to protect renters.
  • Discuss how landlords should best deal with their tenants, either those who have been adversely impacted by the pandemic but also those who had fallen behind on payments before the lockdown.
  • Share best practice on how to achieve an amenable solution for both landlords and tenants
  • Analyse legislation like ‘no fault’ section 21 evictions and other alternatives proposed by the government.

To register for the briefing, please click here.
Please feel free to circulate this information on to any relevant colleagues.

Conference Team
Public Policy Exchange
Tel: 020 3137 8630
Fax: 020 3137 1459

Friday, October 12, 2018

Newham private rented sector licensing scheme breaks £5m barrier for recapturing lost Council Tax

​Since the introduction of licensing in 2013 an extra £5,002,203 has been collected from rogue landlords renting out houses in multiple occupation.​

​Newham’s Private Rented Sector (PRS) licensing scheme began five years ago but was forced, by government, to re-launch from scratch in March 2018. Since its restart the PRS Team have processed and issued over 30,000 new licences.

In the same period the team has taken action against landlords in 120 cases where serious and dangerous disrepair was discovered or landlords were breaking the law.

Cllr John Gray, cabinet member for housing said: “This five million pounds, which would have been lost to the council, and therefore the tax payer, has been recouped by the private rented sector team, and will help us fund the crucial services that our residents rely on, from elderly care, to supporting our young people.”

The council would like to thank those landlords who have joined the new scheme, but remind those that have not yet applied that failure to get a license can result in fines of up to £30,000 or a criminal prosecution and unlimited fines.

In addition from the 1 October this year, new regulations mean properties, no matter how many floors they are arranged over, which are rented to 2 or more households, and/or 5 or more  occupants require a mandatory HMO licence.

The new legislation won’t affect most Newham landlords as they are already required to get a licence to rent out to three or more individuals through Newham’s Additional HMO Licensing Scheme.

The exception is some landlords in the E20 (Stratford New Town) ward will now be required to obtain a HMO licence where previously they were not required to.

The change of rules has been introduced by government, but will be implemented by Newham Council’s Private Sector Housing Team.

Cllr Gray said:  “I would urge any landlords to engage with our team especially if they are unclear about the new regulations. We genuinely want to work with landlords to create a fair rental market for them, and for all our residents. Together we can work to drive the rogues out of the market and improve the lives of tenants.

Hat tip Newham Council press release

Sunday, December 20, 2015

My Sunday News

Some random bits and pieces I found interesting this Sunday morning.

Corbyn against illegal budget setting
Some Labour-led councils are reportedly considering drawing up budgets based on people’s needs, as opposed to council finances. In a letter to councillors, sent jointly with John McDonnell, the shadow chancellor, and Jon Trickett, the shadow communities secretary, Jeremy Corbyn points out that councils must set a balanced budget under the 1992 Local Government Act. Failure to set a balanced budget can lead to action against councillors under the code of conduct, a judicial review and intervention by the secretary of state. The letter continues: “It would mean either council officers or, worse still, Tory ministers deciding council spending priorities.”
The Guardian, Page: 4

Pensioners to be charged "falling fee"
Pensioners who need help being helped back to their feet after a fall at home are to be charged £26 by Tendring DC. A council spokesman confirmed the annual charge will be added to the overall cost of its Careline service for elderly package, adding the charge is required to pay for one member of staff to provide the cover.
The Sun, Page: 35   Daily Mirror, Page: 7

Clampdown on rogue landlords
Landlords who let out filthy or unsafe homes will face fines of up to £30,000 under new laws to be unveiled by housing Minister Brandon Lewis. Council chiefs will be able to slap a new civil penalty notice on offenders to provide an instant deterrent for criminal operators. Fines will be upped for failing to take action on issues such as overcrowding and poor sanitation. Measures to be introduced in the Housing and Planning Bill will go further to ensure landlords and agents who repeatedly break the rules will be banned for at least 12 months. A database of rogue landlords and letting agents will also be available for council staff to access.
The Sun, Page: 24

Millions give up on home ownership
Bank of England research reveals middle class families are turning away from home ownership as soaring costs and a lack of supply price millions out of the property market. The Bank's annual survey of household finances revealed that just under half of all families who don't already own their own home believe they will never get on the housing ladder. For the poorest fifth of households, the prospect of home ownership was even more remote, with more than half of non-homeowners stating that they were unlikely to ever buy.

Hat tip LGA daily news
Kill the Housing Bill - protest 5 January parliament
A protest lobby and meeting in parliament on 5 January will mark the next stage of the fight against the Housing Bill.
A campaign to Kill the Housing Bill - secure homes for all launched last weekend at a packed meeting of tenants, trade unions, councillors, traveller organisation and a representative from the office of John McDonnell MP, called the protest to mark opposition to the Bill, as MPs discuss amendments during the first report stage in the House of Commons.
For more details contact info@defendcouncilhousing.org.uk Download for more.Protesters will rally outside Parliament at Old Palace Yard SW1A 0AA from 2pm, joined by MPs and other speakers against the Government' s latest onslaught on truly affordable and secure homes.
A protest meeting inside Parliament 5-7pm will hear tenants, trade unions, councillors and MPs explain the case against the Housing Bill and for investment in council housing. Last week, ministers managed to sneak in last minute amendments to the Bill to remove secure lifetime council tenancies.
 Support this campaign
* Join the protest at Parliament 5 January2pm Old Palace Yard and 5pm inside Parliament (allow 30 minutes to get in due to security checks)
* Come to the next organising meeting 16 January 11am at Unite offices, 128 Theobalds Rd London WC1X 8TN
* Organise a local meeting against the Housing Bill - contact tenants groups, trade unions, councillors, MPs and housing campaigners and lobby local MPs
* Contact info@defendcouncilhousing.org.uk or 07432 098440 for leaflets and to add your support.