Since she cancelled her pension to pay the bills, this meant that her children lost out on its life assurance (and also a possible monthly payment until they finish full time education).
Many workers do not realise that their pension also provides life assurance and with public sector pensions, income protection for dependents.
Low pay and high inflation will mean many workers will be tempted to cancel their pensions but I always urge union members to be aware of possible consequences.
In the local government pension scheme, it is possible to reduce your contributions by 50% but still retain full life assurance benefits (but obviously your income when you retire is reduced). This is a last resort but if you have no choice but to reduce outgoings then this is something to think about.
We so desperately need a Labour Government in power to protect people from such misery.